WASHINGTON, May 30, 2026 — The most common mistake in retirement tax planning is not paying too much in taxes on a single transaction. It is failing to see that the years between retirement and the start of Required Minimum…
WASHINGTON, May 27, 2026 — The most expensive financial mistake most American households are making right now costs them nothing in fees, requires no action to continue, and produces no statement line that makes the loss visible. It is the…
WASHINGTON, May 27, 2026 — The most expensive financial event in most American retirements is not a market crash, a medical emergency, or even the loss of a spouse. It is the cost of long-term care. And it is the…
WASHINGTON, May 26, 2026 — Social Security Disability Insurance is the program that stands between a disabling medical condition and financial catastrophe for 8.4 million Americans. It is not welfare. It is an insurance program funded by the payroll taxes…
WASHINGTON, May 24, 2026 — Key Takeaways: The unofficial start of the American summer arrived Saturday on the back of a set of economic numbers that would have been difficult to imagine twelve weeks ago. Consumer sentiment has now broken…
WASHINGTON, May 24, 2026 — The renewal notice arrives in the mail. The number on it is higher than last year. It was higher than the year before that, and the year before that, and every year for half a…
WASHINGTON, May 23, 2026 — Key Takeaways: The One Big Beautiful Bill Act has cleared the House. That is the easy part. It passed the lower chamber by a single vote — 215-214 — after two overnight sessions that required…
WASHINGTON, May 24, 2026 — Sixty-nine percent of Americans do not have a will. That number, drawn from the most recent national survey of estate planning behavior, has barely moved in a decade despite repeated campaigns by financial advisors, attorneys,…
WASHINGTON, May 23, 2026 — Every year, the financial planning community debates the relative merits of Roth IRAs versus traditional IRAs, 401(k)s versus taxable brokerage accounts, deferred compensation versus immediate income. Almost nobody talks about the account that beats all…
WASHINGTON, May 22, 2026 — The retirement income crisis in America has a number attached to it: $461.3 billion. That is how much Americans deposited into annuity contracts in 2025, according to LIMRA, the insurance industry’s primary research organization. It…
WASHINGTON, May 21, 2026 — Key Takeaways: For years, first-time homebuyers across America have lost bidding wars not to other families but to companies with unlimited cash and no mortgage contingency. In 2025, first-time buyers accounted for just 21% of…
WASHINGTON, May 21, 2026 — The federal student loan system has been through more consequential changes in the past 18 months than in the previous two decades combined. Courts have intervened. Plans have been killed. A new repayment structure is…