Business

Chart illustrating major sources of business grants at federal, state, and private levels.

The Funding Game: Your Essential 2026 Guide to Capital for U.S. Small Businesses

By Harshit, Global Trends Analyst, TodayInUSAndWorld.comDecember 12, 2025 Access to capital remains the single greatest challenge facing U.S. small businesses heading into 2026. Interest-rate uncertainty, tighter traditional lending standards, and heightened competition for grants have made the funding landscape more complex—yet the core pathways available to small firms remain consistent and reliable. This guide explains […]

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Global e-learning market valuation chart showing $320 billion in 2025.

The Perpetual Economy of Skill: Online Tutoring, E-Learning, and the Future of Work in the AI Era

By Harshit: Global Skills & Digital Economy , 6 DEC 2025 The business of education—specifically specialized skills and professional advancement—has become one of the most enduring and resilient sectors in the global economy. As of December 2025, the shift from traditional, degree-centered education to a dynamic, skill-based, digitally powered learning model is no longer emerging—it

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netflix logo

Netflix to Acquire Warner Bros. for $82.7 Billion in Landmark Entertainment Deal

By HarshitLOS ANGELES, Dec. 5 — Netflix stunned Hollywood and Wall Street on Friday after announcing a sweeping agreement to acquire Warner Bros. from Warner Bros. Discovery (WBD) in a colossal $82.7 billion enterprise-value transaction, marking one of the largest media acquisitions in U.S. history. The cash-and-stock deal values WBD at $27.75 per share, giving

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Chart showing Meta Platforms stock movement around analyst upgrade.

Meta Platforms Upgraded to ‘Buy’ by Arete as Analysts Boost Long-Term Outlook

By HarshitNEW YORK, Dec. 4 — Meta Platforms (NASDAQ: META) received a fresh wave of bullish sentiment on Thursday after Arete upgraded the social networking giant from “neutral” to “buy,” citing stronger long-term revenue visibility, accelerating engagement across Meta’s app ecosystem, and expanding operating margins tied to AI-driven advertising improvements. Arete assigned a $718 price

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Diagram comparing cash flow inflows and outflows in a weekly forecasting structure.

The Profitability-Survival Framework: Strategic Cash Flow and Tax Planning for US SMBs

Publisher: U.S. Small Business Finance Review Cash flow instability remains the single most common cause of business failure in the United States. For Small and Medium Businesses (SMBs), navigating the current economic environment—characterized by fluctuating interest rates and imminent legislative changes—demands a shift from reactive bookkeeping to proactive financial modeling. This guide details two core,

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Illustration of a human-in-the-loop review process for AI-driven lending decisions.

Explainable AI (XAI) Requirements for US Financial Lending Algorithms 2026: An E-E-A-T Guide

By Harshit: U.S. AI Compliance Review The era of the “algorithmic black box” in US finance is over. Since late 2025, regulatory bodies have closed the legal loophole that allowed lenders to simply claim “The algorithm decided” when denying a loan. The Equal Credit Opportunity Act (ECOA) and its implementing Regulation B have evolved, demanding

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Dashboard view of an automation tool connecting form data, Google Sheets, and Calendly for client onboarding.

I Tested 5 AI Tools to Automate My Client Intake: Here’s the $49/month Workflow That Passes FTC Compliance

By HarshitNEW YORK, NOVEMBER 30, 2025 As a US solopreneur, I know the drill: you spend 80% of your time being an administrator and only 20% being the expert your clients pay for. The process of taking a new lead from an inquiry form to a signed contract and a scheduled kickoff call is a

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Infographic explaining how higher interest rates increase credit card and mortgage costs for Americans

How Interest Rates Affect Americans — Mortgage, Credit Cards, and Loans Explained

By HarshitWashington, D.C. | November 16, 2025 | 1:45 AM EDT Interest rates shape nearly every part of the American economy, from the price of a home to the monthly interest on a credit card. When the Federal Reserve raises or lowers interest rates, the effects ripple quickly through mortgages, car loans, personal loans, business

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Infographic showing how consumer spending drives the U.S. economy.

How the U.S. Economy Works: A Simple Guide to the Forces That Shape American Business

By HarshitNew York, USA | November 14, 2025 | 11:45 AM EDT The United States has the world’s largest economy — a system so vast, complex, and interconnected that its movements affect global markets, trade flows, interest rates, and even the financial stability of other nations. From job creation and inflation to interest rate decisions

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