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By Harshit AUSTIN, JANUARY 19 — While large American corporations have largely adapted to higher interest rates and tighter financial conditions, millions of small businesses across the United States are facing a far more difficult reality. In 2026, access to affordable credit has emerged as one of the most serious constraints on small-business growth, quietly

By Harshit NEW YORK, JANUARY 18 — After years of crisis-driven decision-making, American companies are entering a new and less visible phase of transformation. Inflation has eased from its peak, supply chains are no longer in emergency mode, and interest rates—while still high—have stabilized. Yet beneath the surface, U.S. businesses are undergoing one of the

By Harshit NEW YORK, JANUARY 17, 2026 —For decades, efficiency was the defining principle of American business. Companies worked to minimize excess inventory, reduce staffing buffers, streamline supply chains, and extract maximum output from minimal resources. Lean operations were celebrated as a sign of discipline and competitiveness. In early 2026, that philosophy is undergoing a